Your Fast Start Bonus depends on getting a qualifying direct deposit into your new Chime account. If you're stuck on that step, tell us where things went sideways and we'll help you sort it out.
Before you write in: most direct deposit questions come down to one of three things — your Chime account and routing number, telling your employer's payroll system to use them, and timing (deposits usually take one full pay cycle to kick in). If you already have your Chime account and routing number handy, mention that below and we can skip straight to the next step.
Our step-by-step guide covers account opening through activating SpotMe and Credit Builder.
View the guide →No credit check required to open Checking and Savings — takes a few minutes.
Open an Account →